From 1 October 2020, the Bank stops concluding new payment card agreement. From 31 January 2021, the servicing of payment cards will be discontinued.

VISA Gold enables you to:

  • receive a loan up to 7 000 EUR and use the loan amount at your discretion and pay for services and products both in Latvia and abroad;

  • repay monthly 5% of the spent loan amount only, your benefit from a grace period – you do not have to pay interest for 30 days after each use of the loan;

  • book hotels and rent card at special prices as well receive an insurance policy when going on a business trip or vacation;

  • enjoy individual service at PrivatBank branches and rely upon legal advice and financial support during trips;

  • pay for purchases in trade location all over the world and on the Internet and withdraw cash in ATMs everywhere worldwide;

  • receive an additional card, for example, for your family members;

  • receive deposit interest on your card account as well receive SMS password complete with the credit card.


Additional service:


Priority Pass guarantees exclusive servicing at all biggest airports.


Irrespective of a ticket class, you may have a rest in a VIP hall of an airport, where telephone, fax, Internet, as well as various beverages and snacks are at your service.


How to get AS PrivatBank VISA Gold Universal card? Visit any PrivatBank branch.