Universal Card

The card allows you to use credit funds of the bank, i. e. making payments at stores, on the Internet and in self-service terminals, as well as withdrawing cash in ATMs anywhere in the world


Advantages of Universal Card:

  • get your card quickly. It will take you only 15–20 min to get the card in one of our branches;

  • enjoy a grace period of 30 days after each purchase. During this period of time you can use credit funds of the bank free of charge;

  • no commission fee is charged for the card payments;

  • earn interest on your balance. You can keep your personal funds on the Universal Card and generate additional revenue by earning annual interest on your balance exceeding 71,14 EUR;

  • educational programme for your children aimed on improving their financial literacy. If you have a school-aged child you will receive a Junior Card together with your Universal Card. With the Junior Card your child will learn to deal with his/her personal money, as well as get an opportunity to study at the Business School of the bank.



Don`t forget to activate your Universal card at any ATM of PrivatBank or call the line 8515 from the phone number you specified in the application form for the card.