Basic Account

It is a payment account with basic features in the amount prescribed by law

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Basic Account includes the following services:

  • all services related to the opening, operating and closing of a payment account;

  • transferring funds to a payment account;

  • cash withdrawal from a payment account at a credit institution or ATM during or outside the business hours of a credit institution;


  • the possibility to use the following payment services:

    credit transfers, including regular payments, submission of relevant payment orders at the credit institution or using its online system, if the payee’s account is open with a payment service provider in Latvia or in a Member State;

  • making payments with a payment card, including online payments;

  • execution of direct debit payments, if the payee’s account is open with a payment service provider in Latvia or in a Member State;

By opening a Basic Account: