AS PrivatBank Universal credit card gives customer access to loan facilities; the card is used to withdraw cash and settle accounts as well. Leasing or mortgage loans are formalised at the Bank. Customers just have to choose the most appropriate type of loan.

Universal Card

The simplest type of loan. Universal credit card is issued promptly and for free at any AS PrivatBank branch. Customer just needs to produce an identity document. The key advantage of Universal card is the grace period – no interest is charged on the credit card within 30 days as from payment for purchase or service. After repayment of loan, the credit facility is available again. Universal card is only issued to residents of Republic of Latvia. 

AS PrivatBank offers:

  • mortgage loans to buy an apartment, build a house or renovate an immovable property;
  • leasing to acquire a long desired car (residents of Latvia);
  • credit cards for daily purchases.

AS PrivatBank managers will provide assistance to customers in choosing the most appropriate loan for any occasion. For additional information, please, call 8000 1515.


With AS PrivatBank, purchase of a car is fast and simple. No matter whether a new or a second-hand car – customer applications are considered promptly, and advice is given for free. Customers can count on individual approach when applying for leasing. No bank fee is charged for execution of lease agreement.

For private customers
For corporate customers

Consumer loan for vehicle purchase

Consumer loan allows you to buy a car now, but pay for it gradually.

Quickly and easily getup to 7000 EUR!

  • 13% p.a. without any hidden fees.
  • Evaluation of car - not required!
  • First payment - not required!
  • KASKO insurance - not required!
  • Owner - You, not the bank.
  • Credit application review and preparing credit agreement - free of charge!

Mortgage Loan – for real estate purchasing

Have you been dreaming of moving to a new apartment or house of your own? AS PrivatBank will help your dream come true even today.
We offer a mortgage loan secured on apartment or house property!

AS PrivatBank offers:

  • free advice of Bank managers;
  • a reduced loan issue fee – 1.0% of loan amount;
  • no early repayment penalty;
  • loan repayment by:
    • equal monthly payments;
    • individual repayment schedule.

Terms of borrowing:

  •  loan currency – euros;
  •  loan amount – up to 70% of real estate market value;
  •  loan period – up to 25 years.

Other provisions:

Interest rate is set individually to each customer. Bank takes into account Your credit history, collateral liquidity and loan amount. Bank will offer You advantageous variable interest rate loan. Any real estate You wish to buy may serve as a loan collateral.

To receive a mortgage loan, You should insure the real estate for the loan amount. The Bank will provide You a list of insurance companies, among which You can choose the most appropriate one.

Application for a mortgage loan may be submitted to AS PrivatBank Credit Centre at 1 Muitas iela, Riga or at any Bank branch. For additional information, please, call 8000 1515.

открыть карточный счет в приватбанке


+ -
List of valuers


Valuer Address Phone Regions of valuing Loan amount
Arco Real Estate Blaumaņa iela 5a - 1, Rīga, LV-1011 67365555 All Latvia Without limitations
Eiroeksperts Kr.Valdemāra iela 20-9, Rīga, LV-1010 67365999 All Latvia Without limitations
Latio Kr. Valdemāra iela 8, Rīga, LV-1010 67032300 All Latvia Without limitations
Nira Fonds Brīvības ielā 73-1, Rīga, LV-1010 67216678 Riga, Jurmala, Jelgava, Ogre, Tukums, Bauska and its municipalities up to 50 000 EUR
Ober Haus vērtēšanas serviss Gustava Zemgala gatve 76, Rīga, LV-1039 67284544 All Latvia Without limitations
Interbaltija Martas iela 5, Rīga, LV-1011 67506070 All Latvia up to 50 000 EUR
Balsts Expert Lāčplēša iela 41, 3.stāvs, Rīga, LV-1011 67076191 All Latvia up to 50 000 EUR
Colliers International Advisors Kr. Valdemāra iela 21, Rīga, LV-1010 67783333 All Latvia Without limitations
RE eksperts Ernestīnes iela 12, Rīga, LV-1046 67544380 All Latvia up to 50 000 EUR
Vestabalt Pulkveža Brieža iela 15, Rīga, LV-1010 67285403 Riga and Riga region up to 50 000 EUR